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We are proud to work with these financial institutions.
Interested in purchasing property in this beautiful area? Contact the lenders below to have your personal or specific questions answered with confidentiality. Professional in every respect, we are proud to work with the institutions below. Plus, you'll find loan applications on the forms page, and a calculator to help figure your monthly requirement on a real estate purchase. Yes, healthy credit is required to purchase real estate, but you'll find it doesn't have to be stellar quality, as many of our customers found and were pleasantly surprised. Give these people a call. |
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These local lenders (below) have been great associates to work with. They are fair, honest, competitive, and exceptionally quick to process our client's requests. Over the past years, even in the busiest of times, they would frequently only require two or three days to process and fund a loan request.
Please keep in mind, though we respect and appreciate these banks, you are, of course, free to choose any lender. Furthermore, these rates and terms are subject to change. Contact the lender of your choice!
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Teri Smart
828-287-2258 office
828-286-2456 fax |
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75% - 95% financing available
Fixed Rate
15 year - 7.75% for lots (up to 75% financing)
30 year - 4.25% for finished log homes (up to 95% financing if primary residence, 80% if second/vacation home.)
appraisal required
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Mitchel Pridmore
828-286-9183 office
828-287-8057 fax |
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80% financing available
Fixed Rate
10 year - 6.50% for lots
appraisal required, plus 2% buy-in ($1,000 cap) required at closing, returned at completion of loan.
20% (+/-) of interest paid each year is returned to borrower at end of lender's fiscal year.
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Linda Marsh
704-484-6200 office
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80% financing available
Fixed Rate
15 year - 6.50% Construction-to-Permanent Mortgage
Pro-forma (pre-construction) appraisal required.
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| The following items are needed to process your loan application: |
- completed & signed loan application
- copy of your driver's license (and spouse, or co-signer, if applicable)
- current pay stub
- most recent bank deposit statement to verify down payment
- if self-employed, last year's tax return with all schedules
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